Last Updated November 5, 2020

Approaching retirement age, Colette and I realized a few years ago that, unless we made some dramatic changes, we would not have enough money to retire, at least not if we wanted to live above the poverty line. After a great deal of research, we decided that affiliate marketing might be a viable option for us and we ultimately settled on Wealthy Affiliate to provide us with the training, tools, and support we needed in order to get started. As a result, we consider ourselves uniquely qualified to write this Wealthy Affiliate review from a retiree’s perspective.

In this Wealthy Affiliate Review for Retirees I will be reviewing Wealthy Affiliate in an honest, straightforward, no-nonsense, and easy to understand way so that you can make an informed decision whether this platform is right for you as a way of creating additional income for your retirement.

Although I have written this Wealthy Affiliate review for retirees, the information I provide will be beneficial to anyone, of any age, who is looking to either supplement their current income or create a full-time online business.

What is Wealthy Affiliate?

Wealthy Affiliate is an online training platform in Affiliate Marketing that also offers domain registration, website building and hosting, research tools, and extensive technical and community support.

Okay, So What is Affiliate Marketing?

Affiliate marketing is where a person or company (the Affiliate) promotes the products of another person or company (typically on the Affiliate’s own website) and then earns a commission if and when someone purchases one of those products as a result of the Affiliate’s promotion.

affiliate marketing flow chart

So, put another way, I (the Affiliate) build a website and I post to it interesting articles that then attract multiple visitors (potential customers) to my website. Within those articles, I promote products that are relevant to the article and include unique links that take my visitors directly to online merchants where they can purchase those products. When they complete the purchase, and because they used my unique link, I get a pre-determined commission from the merchant.

Wealthy Affiliate – The Basics

NameWealthy Affiliate
OwnerKyle Loudon and Carson Lim
PriceStarter Membership – Free
Premium Monthly Membership – $49.00
Premium Yearly Membership – $495.00
Premium Plus+ Monthly Membership -$99.00
Premium Plus+ Yearly Membership – $995.00
What you getOnline access to training videos and tutorials, website-
building and writing tools, website hosting for up to 10
websites (50 with Premium+), research tools, 24/7 technical support.
CRIO rating (0-10)8.7

Membership Options

Three levels of membership are offered, Starter, Premium, and Premium+. Have a look at the following chart for a comparison of the main features of the three memberships.

Premium Plus+
Live 24/7 HelpFirst seven days
Private Messaging
Websites✅ 1 Website✅ 10 Websites✅ 50 Websites
Website Builder
Website Security package
SSL Certificate
Website Backup
Free Images
Core Certification Course✅ First 10 lessons✅ All 50 lessons✅ All 50 lessons
Personal Affiliate Blog
Bootcamp Training✅ First 10 lessons✅ All 70 lessons✅ All 70 lessons
Weekly Video Classes
Expert Classes✅ 200+ each year
Keyword Research Tool30 searches✅ Unlimited searches✅ Unlimited Searches
Jaaxy Enterprise ***
Affiliate Program
Earn While You Learn
Affiliate Program Search
24/7 Website Support
Website Feedback
Website Comments
Best ForThose just getting started and who want to check out the program without any financial commitmentThose who are seriously ready to start earning an income from affiliate marketingThose with some experience in affiliate marketing and who can utilize the extra features

*** Jaaxy Enterprise is a premium keyword/competition research program (see below).

As a Starter Member, you pay absolutely nothing and you are NOT asked for a credit card, there is not even a charge to host your free website.   As a starter member, you can continue to have your website hosted for free for up to six months.  After six months, if you wish to continue with your website you will need to convert to Premium or Premium Plus+

As a Premium Member, you have the option of paying $49.00 each month or $495.00 for 12 months, a $93.00 saving on the monthly payments. If you go the monthly route you can cancel at any time without financial penalty.

As a Premium Plus+ Member, you have the option of paying $99.00 each month or $995.00 for 12 months, a $193.00 saving on the monthly payments. If you go the monthly route you can cancel or switch to the regular Premium membership at any time without financial penalty.

The Lowdown

This is a brief summary of what you get as a member:

  • Help coming up with your initial idea for your online business (your niche)
  • Website construction, hosting and support services
  • Two distinct, but complementary, training programs
  • Ongoing training
  • SiteContent writing tool and free images for your website(s)
  • 24/7 super-fast technical support
  • Community support
  • Research tools
  • Social media support

Want to know more? Please read on.

The All-Important “Niche” (Say what?)

As I explained earlier, the basic concept of affiliate marketing is that you promote the products and/or services of others on your own website, and then if someone purchases one of those products or services, you earn a commission.

The products or services that you promote will typically be related to a subject that holds great interest for you and that you know something about, although you do not need to be an expert. Let’s say, for example, that you are really into health and fitness. Well, health and fitness is a very broad subject, right? And you don’t want too much competition, so you might want to narrow this down to, say, ‘In-home exercise for seniors’. This, then, would be your niche, i.e. what your website is about.

From this, seemingly narrow niche you could promote a wide range of products, ranging from online exercise programs, through training equipment, fitness monitors, workout clothing, to supplements suitable for your target audience.

So, selecting the right niche is really important. All you need to do is think of something that gets you excited and motivated to write about and share with people. We all have things we love to do as a hobby or in our spare time, right? So why not turn that hobby into a business by making it your niche.

If you can’t think of one yourself, the training at Wealthy Affiliate will help you choose a niche, refine it and develop it into a successful online business.

Your Very First Website

Once you have established your niche, the next step is to create your website. For many of us, the prospect of actually constructing a website is daunting but this is a simple, 30-second process through Wealthy Affiliate’s Site Builder. The training leads you through the process with clear, easy-to-follow instructions and all you really have to think about is the name for your website. Once the website is in place, the training takes you into the ‘back office’ where you make a few adjustments and, voilà, you are done.

Your website has to have a place to live (be hosted) and this is done for you through Wealthy Affiliate at no extra charge. Starter members can host 1 website, Premium Members up to 10 websites, and Premium Plus+ members up to 50 websites as part of their membership package.

Technical support for your website is available 24/7 and response time is, typically, measured in minutes.

Back to School

black graduation cap and diploma

There are two formal training courses available, namely Online Entrepreneur Certification (OEC) and Bootcamp.

You would follow the OEC training if you have come up with your own niche, like ‘In-home exercise for seniors’, and Bootcamp if you are going to be marketing the Wealthy Affiliate program itself.  As a member, you can do both courses although it’s not a good idea to do both at the same time, as this could be a little overwhelming, especially if you are new to Affiliate Marketing.

The OEC training has 5 Levels, each with 10, task-based lessons, giving a total of 50 lessons in all.

The Bootcamp training has 7 Levels, each with 10, task-based lessons, giving a total of 70 lessons in all.

As a Premium or Premium Plus+ Member, you have access to all the lessons in both courses. As a Starter Member, you have access to the Level 1 Lessons on both courses and which takes you up to and including the creation of your website.

Both courses comprise a mix of tutorials and training videos and both are regularly updated. At the time of writing, many of the tutorials and videos are in the process of a major update to take account of a number of upgrades that have been made to the platform.

There is no time limit for completing either course and, indeed, you are encouraged to go at your own pace. Both courses can be reviewed or completed again at any time.

Yet More Training

At Wealthy Affiliate, there are literally thousands of articles, tutorials, and videos covering every conceivable aspect of affiliate marketing.  All of these are available to Premium and Premium Plus+ Members and many are available to Starter Members and offer an incredible resource.

Also available to Premium and Premium Plus+ Members are weekly Live Webinars hosted by Jay Neill, who is Wealthy Affiliate’s Live Training Coach.  These interactive webinars again cover a wide range of topical subjects related to affiliate marketing with a live Q & A session at the end of each one.  They typically run for between 60 and 90 minutes.  The webinars are recorded and can be watched at any time and multiple times if desired.

Premium Plus+ members also have access to live Expert Classes which average around four each week or 200+ each year. These in-depth classes can be quite technical, are often niche-specific, and are frequently presented in a series over several weeks. They are intended for those who already have a grasp on the basics of affiliate marketing and are looking for more in-depth training on specific topics.

Content is King

In order to promote products on your niche website, you need to first attract visitors there.  You do this by writing interesting articles (content) and then posting them to your website for the world to see.  You do not need to be a Pulitzer Prize-winning author or an English major to be successful at this.  You will be writing in your own style, on topics you are familiar with, as though you were chatting with a friend or neighbor.

The Wealthy Affiliate training contains lots of advice and tips on how to write attention-grabbing and audience engaging articles.  In addition, there is a tool called SiteContent which is where you will go, particularly as a beginner, to actually write your articles.  Here you will find templates for the different kinds of posts you will be creating as well as an extremely useful spelling and grammar checking function and a word count feature.

The single, most important aspect of any article you write is your ‘keyword’.  A keyword is, for practical purposes, a word or phrase that people, looking for things or information on the web, type into a search engine like Google, Yahoo or Bing.  Your task, as an Affiliate Marketer, is to identify those keywords that are relevant to your niche and then build your article(s) around them.

Taking our previous example of “In-home exercise for seniors” as our niche, if you can establish that people are searching on the web say, for example, “Best exercises for seniors to do at home”, then this could be a good subject for an article.

The Wealthy Affiliate training will explain how to identify the best keywords for your niche.

A good article is made great with the addition of relevant images.  Within SiteContent, you have direct access to over one million free images

Friendly and Helpful Neighbors

hands reaching out towards an image of the world

The Wealthy Affiliate community of members is very welcoming, active, and supportive. You can go to the community to ask technical questions, share your progress through the training, or simply socialize. Furthermore, because the membership is global (195 countries and counting), there is something going on 24/7.

There is also a ‘Live Chat’ feature, again operating 24/7, where you can connect with participating members and obtain instant feedback on your questions.

Many of the members are themselves either approaching or already in retirement and therefore fully appreciate the challenges that our generation faces when entering into this line of business for the first time.

The Right Tools for the Job

Wealthy membership includes some extremely helpful research tools.

Jaaxy Lite

Available to Starter and Premium members, Jaaxy is a research tool created by affiliate marketers specifically for affiliate marketers. It is actually a standalone platform that is made available to Wealthy Affiliate members.

Jaaxy offers a number of research functions but the one you will use all the time is the Keyword Research Tool.  I have already explained the importance of keywords in Affiliate Marketing and what this function does is search the internet for keywords that are relevant to your niche and which you would then use to write the articles for your website.  A 30-second search in Jaaxy can save you hours, if not days, in identifying relevant keywords.

Affiliate Programs

A critical part of the affiliate marketing process is identifying retailers who have affiliate programs in place.  Such programs can be found through the usual search engines but Wealthy Affiliate includes a search function within the platform itself.  Just type in your niche (remember, that’s what your website is about) and the program will pull up dozens, if not hundreds, of retailers with affiliate programs in that niche.  It will even give you the commission rates currently being offered by those retailers.  One further click will take you straight to the affiliate program where you can sign up. This function is available to all members.

Jaaxy Enterprise

Available only to Premium Plus+ members, Jaaxy Enterprise is the ultimate tool for keyword and competition research. It shares many of the search features of Jaaxy Lite but also includes instant results, instant QSR, SiteRank tracking, multi-tab search, and more comprehensive and elaborate search results across all platforms. It allows the user to work faster and more efficiently and is of greatest value to those who operate/manage multiple websites.

Get Social

While harnessing the power of social media is not essential to success in Affiliate Marketing, there is no doubt that it can help you in achieving that success.  If you are already hooked up with most of the more popular social media platforms then you likely won’t need much help but if, like me, you have never really participated, then you will find lots of help and guidance both within the two training programs and the thousands of helpful articles, tutorials, and videos that are available to all members.

Are These Guys for Real?

Kyle and Carson started Wealthy Affiliate back in 2005 and it has grown steadily since then.  Carson tends to deal more with the technical side of the business while Kyle is more involved with the training.  These are real people and you will regularly find one or the other responding to questions and participating in Live Chat.

Wealthy Affiliate Review for Retirees Image of Carson Lim and Family
Carson Lim and Family
Review for Retirees Image of Kyle Loudon and Family
Kyle Loudon and family

Unlike many programs out there, that promise overnight wealth and offer ‘secret formulas’, Kyle and Carson constantly stress that this is not a ‘get-rich-quick’ scheme.  On the contrary, they say that your success is based on your own effort.  They supply the training, tools, and support but how quickly you achieve success, and the extent of that success, is dependent upon the time and ‘sweat equity’ you put into your business.

There are currently over 1.6 million members in 195 countries and many of them have been with Wealthy Affiliate for years.  In my opinion, those numbers give great credibility to the platform.

Success Stories

There are lots of success stories within the Wealthy Affiliate community and the members are constantly posting about that success.  Now, that posting might be simply about having earned their very first commission check, their first $1000 in a month or having reached $10,000 a month. The point is, people are making money and they frequently back this up with images of their commission statements or payment checks.

As a free Starter Member, you have access to these success stories so you can see for yourself.  For a sampling, and clear proof that you can make money with Wealthy Affiliate see my post It Is Possible to Make Money with Wealthy Affiliate.

Bang for Your Buck?

The $49 monthly Premium membership fee has remained the same since Wealthy Affiliate was created in 2005. When you consider this covers not only the training, the research and website building tools, and support but also the hosting of up to 10 websites, this represents an incredible value. Additionally, the fact that you can cancel your membership at any time, means that this truly is a no-risk opportunity.

Where else would you have the opportunity to enter a program through a free membership, check everything out for yourself and then start a business for $49 a month with no risk?

At $99.00 a month the Premium Plus+ membership might appear at first sight to be a little on the high side but just remember what you are getting with this membership. The regular price for Jaaxy Enterprise alone is $99.00 per month (if joined separately) which means you are effectively getting everything else that’s included in the Premium+ membership for free. Hosting up to 50 websites would run to thousands of dollars alone and the Expert Classes are the icing on the cake. It goes without saying that you would have to be in a position to utilize all these additional features (and not everybody will be, of course) but, if you are then the Premium Plus+ membership is a no-brainer.

Wealthy Affiliate Pros and Cons


  • Comprehensive and easy to follow training
  • Free Starter Membership
  • Relatively inexpensive Premium membership option
  • Membership includes hosting for up to 10 websites (50 with Premium+)
  • Easy to use website building tool
  • Excellent research tools
  • Super-fast 24/7 technical support
  • 24/7 live chat available
  • Weekly live, interactive training webinars
  • Helpful community of members
  • In operation for over 15 years


  • Website hosting limited to 6 months for free members
  • Some training modules need updating (in process)

So… Is Wealthy Affiliate a Good Choice for Retirees?

Older couple dressed in white dancing barefoot on a tropical beach
With affiliate marketing you can work anywhere

In my opinion, the answer to this is a resounding “yes”!

Here’s why:

  • State-of-the-art but easy-to-follow training
  • No prior technical skills required
  • Set up your website in minutes
  • 24/7 technical support
  • No physical labor involved, other than sitting at a computer
  • Freedom to work from any location that has an internet connection
  • Set your own schedule, work as many hours as you choose
  • You are your own boss
  • A welcoming and knowledgeable community, always ready to offer help
  • Many members close to, or already in, retirement
  • Free starter membership
  • Make money, help others, and have fun doing it

Final Thoughts and Our Offer to You

Thank you for your time in reading this review.  I hope it has been of benefit to you and has given you a clearer understanding of affiliate marketing in general, and a realistic perspective on Wealthy Affiliate. If you have any questions or comments please leave them in the comments box below and I will get back to you very quickly. If you prefer to keep your question private then email me from our Contacts Us page. Either way, I would love to hear from you!

Colette and I want to help you in your quest to create additional income for yourself in retirement, so, when you become a FREE Starter Member, by clicking on the link below, you will receive our personal help with any or all of the following:

  • Setting up your account profile
  • Choosing your niche
  • Building your free website

In addition, when you upgrade to Premium membership Colette and I will become your mentors at Wealthy Affiliate and an ongoing resource for any help you may need.

We look forward to greeting you inside.

All the best,


Wealthy Affiliate

$49.00 monthly or $495.00 yearly



Website Builder


Research Tools


Website Hosting





  • Comprehensive and easy to follow training
  • No prior technical or marketing skills required
  • Free starter membership
  • 24/7 technical support
  • Helpful community with many members already in retirement


  • Website hosting for free members limited to 6 months
  • Some training modules need updating (in process)

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